Mortgage Refinancing

No one want to refinance their mortgage. We buy a home, build home equity, and think about downsizing during retirement and live comfortably ever after. As we build wealth and live a comfortable lifestyle, we create debt, some good, some bad.

These debts come in the form of:

  • Debt Credit cards
  • Secured or unsecured lines of credit
  • CRA
  • Car Loans
  • Personal Loans
  • Business Loans

These debts carry a higher interest rate than your mortgage and cause you to pay less on your mortgage because most of your money is going to interest. A quick check would show that whether you put them all together in one mortgage or keep them separate, you owe the same money and you could reduce your payment by up to 70% if you refinance and consolidate.

Call Me Today and take the first step in reducing your monthly payments and shortening your mortgage amortization at the same time by refinancing your mortgage.

Mortgage Qualifier Calculator

The first steps in buying a house are ensuring you can afford to pay at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the payment schedule button to see a complete amortization schedule of your mortgage payments.

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